Build custom AI agents that automate invoice-to-cash workflows, reduce DSO, accelerate collections, and remove manual AR bottlenecks across finance systems.
Finance teams outgrow basic AR automation when exceptions, approvals, customer history, and ERP updates still require manual intervention every day.
Rule-based AR tools break when payments arrive short-paid, bundled, misapplied, delayed, or tied to disputes outside preset workflow logic.
Generic agents may read finance data, but most cannot safely create, update, or close records inside your ERP without controls.
Generic reminders ignore payment history, dispute context, relationship risk, and account ownership, which can make collections feel careless fast.
Finance teams need traceable evidence for every adjustment, escalation, payment match, customer note, write-back action, approval decision, and exception.
Creates invoices, validates billing details, attaches supporting documents, and sends invoices through email, customer portals, EDI, or ERP workflows.
Reads remittance data, compares payments against open invoices, flags short-pays, and prepares payment matches for approval or posting.
Segments overdue accounts, drafts customer-specific follow-ups, triggers dunning rules, and escalates accounts based on aging, risk, and dispute status.
Agents validate invoice data, check customer terms, attach required documents, and deliver invoices through the right approved channel.
Agents match incoming payments with invoices, remittances, bank feeds, and ERP records using confidence scores and approval rules.
Agents segment accounts by overdue amount, payment behavior, customer value, dispute status, and likelihood of near-term recovery.
Agents send timed follow-ups, pause outreach for active disputes, escalate risky accounts, and maintain customer-specific communication context.
Agents capture dispute details, classify reasons, assign owners, request documents, and track resolution until AR records are updated.
Agents combine aging, dispute, collections, and payment behavior data to forecast cash and report DSO movement clearly.
Folio3 AI designs multi-agent AR systems with specialist agents, shared context, approval gates, ERP access, and audit-ready workflows.
Get a QuoteAn orchestrator assigns work to specialist agents for remittance extraction, collections, disputes, posting, reporting, and customer communication.
Agents retain approved context across customers, invoices, disputes, collection notes, payment promises, and subledger status changes.
Agents read ERP records, prepare write-back actions, and request approval before sensitive postings or financial record changes.
Agents escalate low-confidence matches, disputed balances, payment promises, credit holds, and policy exceptions to finance owners.
Each agent action includes inputs, source documents, recommendations, approvers, timestamps, outcomes, and system updates for review.
Agents log reasons, data sources, confidence scores, approvals, timestamps, and outcomes behind finance-impacting decisions.
Agents follow role-based permissions, so collections, cash application, disputes, and posting responsibilities remain properly separated.
Customer PII, invoices, remittances, payment files, and financial records stay encrypted across storage, transfer, and processing environments.
We design access, monitoring, change control, vendor management, and security workflows around SOC 2 Type II expectations.
Agents process customer data under retention, deletion, consent, access, and regional privacy requirements built into workflows.
We support zero-data-retention model agreements when finance data cannot be stored outside approved systems or vendor boundaries.
Folio3 AI connects AR agents with the systems finance teams already use for invoicing, payments, billing, banking, and reporting.
We integrate agents with SAP invoice records, customer accounts, payment data, AR subledgers, and finance workflows.
Agents connect with Oracle Financials and NetSuite for cash application, collections, disputes, customer records, and account updates.
We build Dynamics 365 Finance integrations for invoice data, aging records, approvals, posting workflows, and reporting.
Outcomes:
Folio3 AI builds custom AR agents around your process instead of reselling generic automation under a services label.
Our teams understand invoices, cash application, disputes, aging, credit risk, approvals, and month-end close pressure.
We integrate with ERP, billing, CRM, banking, portal, and document systems where AR work happens.
Access control, approval routing, audit logs, data retention, and security requirements shape the first design.
We deliver tested systems with monitoring, documentation, deployment support, retraining paths, and post-launch ownership.
You own the source code, architecture, workflow logic, and agent behavior built for your AR process.
Stop chasing payments manually. Let AI handle AR workflows, reduce delays, and help your finance team collect cash faster.
Classifies disputes, collects supporting documents, routes cases to the right owner, and tracks each issue through final resolution.
Reviews payment history, aging behavior, credit limits, and external signals to predict late payment risk before invoices become overdue.
Answers invoice questions, retrieves balances, collects payment status, and guides customers through disputes without adding AR inbox volume.
Reviews aging buckets, payment behavior, account value, and dispute status to rank accounts by collection priority and recovery risk.
Compares contracts, orders, invoices, and billing rules to detect missed charges, incorrect discounts, and recurring billing gaps.
Coordinates billing, collections, disputes, cash application, approvals, and ERP updates across the full order-to-cash workflow.
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Agents support smaller finance teams using QuickBooks, Sage Intacct, or Xero for manual AR-heavy workflows.
Agents use CRM context so collections outreach reflects account ownership, deal history, customer notes, and relationship status.
Agents connect with billing platforms to manage failed payments, subscription invoices, renewals, disputes, and recurring revenue leakage.
Agents read bank feeds, lockbox files, payment records, and remittance portals to improve matching and reconciliation.
Agents retrieve approvals, payment documents, portal evidence, and customer-side records needed for AR resolution workflows.
Fill the form below or Contact us at +1 408 365-4638 / email us via contact@folio3.ai
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+1 408 365-4638
contact@folio3.ai
6701 Koll Center Parkway, #250 Pleasanton, CA 94566
